• Death.
• Dismemberment.
• Temporary total disablement.
• Permanent total disablement.
• Medical insurance, including evacuation and repatriation.
• Defense Base Act (DBA) insurance.

The insurance is extremely comprehensive as acts of war and terrorism are included. Here’s what each covers - choose any combination:

Death – pays out the insured amount if an accident causes your death.

Dismemberment – pays out the insured amount if an accident causes you to permanently lose a limb.

Temporary total disablement – pays out the insured amount if a disability temporary prevents you continuing your usual occupation.

Permanent total disablement – pays out the insured amount if a disability permanently prevents you continuing your usual occupation.

Medical insurance, including evacuation and repatriation – pays for medical expenses, transport to a suitable medical treatment centre and repatriation.

Defense Base Act (DBA) insurance – is mandatory for any civilian working directly or indirectly on a US government contract outside the US and Canada. This is an insurance policy that combines most of the above in a set format. Please ask us whether your company needs Defense Base Act (DBA) Insurance and for more information.